National Savings and Investments products

You can apply online for Income Bonds, premium bonds or Index-linked Savings certificates at the National Savings and Investment website.

Apply for Income Bonds

Overview

Income Bonds offer a different type of investment that pays interest regularly to the holder. You can invest any amount from £500 to £1m, depending on the amount you have available to invest and the amount of income you'd like your Bonds to generate.

Interest is paid gross straight into your bank or building society account. Interest rates are variable.

Anyone aged seven or over can invest in Income Bonds, either individually or jointly with one other person.

They can also be bought by trustees for up to two personal beneficiaries.

If you would rather not apply online there are also details about applying by phone.

Apply for Premium Bonds

You can download the form you need to apply for Premium Bonds at the National Savings and Investment website.

Overview

Premium Bonds offer a way of investing anything from £100 to £50,000. Each month a draw is made and around £100m is won by Premium Bond holders. The top prize is a £1m jackpot.

Any prize you receive is free of UK Income Tax and Capital Gains

Tax and you do not need to declare it on your tax return. Anybody over the age of 16 can buy Premium Bonds, and you can also buy them on behalf of your child or grandchild.

How to use this service

To apply you will need to print out the PDF form from the National Savings and Investment website and return the completed form by post.

The link below will take you to the application form page, with links to more details about how the bonds work. To access the form you will need a copy of Adobe Reader.

Apply for Premium Bonds

If you have won a Premium Bond prize

If you are a Premium Bond holder then you can check to see if you have won at the National Savings and Investment website.

How to use this service

To check if you are one of the lucky ones then you will need to have your Premium Bonds holder number to hand. Simply follow the link above and enter your number to find out if you are winner.

Premium Bonds prize draw details (NS&I website)

Apply for Index-linked Savings Certificates

Apply for Index-linked Savings Certificates online from the National Savings and Investment (NS&I) website.

Overview

Index-linked Savings Certificates are lump sum investments that are linked to movements in the Retail Prices Index, a commonly used measure of inflation.

They also earn extra interest at rates which increase every year over set periods of time, called 'terms'. They are free of UK Income Tax and Capital Gains Tax - and you don't need to declare the interest on your tax return.

How to use this service

Use the link below to start your application.

You will also find more information including current interest rates. Once you are ready to apply online, make sure you have your debit card (Switch or Visa Delta) details at hand.

If you already hold Savings Certificates, make sure you have your customer/holder's number.

Apply for Index-linked Savings Certificates

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National Savings and Investments products

Apply for Income Bonds

Overview

Apply for Premium Bonds

Overview

How to use this service

If you have won a Premium Bond prize

How to use this service

Apply for Index-linked Savings Certificates

Overview

How to use this service

Help improve this page - send your feedback

Messages

What to do next

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Employment and Support Allowance

Jobseeker’s Allowance

Personal Independence Payment