Help to Buy mortgage guarantee scheme

The Help to Buy mortgage guarantee scheme closed to new loans on 31 December 2016. The information on this page is for people who already have a mortgage through the Help to Buy scheme.

Change of circumstances

If your circumstances change, you should contact your lender as explained in the terms and conditions of the mortgage.

Mortgage payments

Under the scheme, the borrower is responsible for paying the mortgage. The scheme doesn't guarantee your payments. The guarantee protects the lender against any losses.

Problems paying your mortgage

If you don't make payments on a Help to Buy supported mortgage, you could lose your home.

If you're finding it difficult to pay your mortgage, you should contact your lender immediately. Your lender can give you advice.

Forbearance agreement

If you're behind with your mortgage payments, the lender may arrange a forbearance agreement with you. This agreement allows you to repay any missed payments.

Repossessing your home

The mortgage lender can take action to repossess your home.

Advice when faced with losing your home – steps required before repossession

More information about your mortgage

To get more information about your Help to Buy mortgage guarantee, contact your mortgage lender.

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Select a language

Help to Buy mortgage guarantee scheme

Change of circumstances

Mortgage payments

Problems paying your mortgage

Forbearance agreement

Repossessing your home

More information about your mortgage

More useful links

More useful links

Help improve this page - send your feedback

What to do next

Carer's Allowance

Discretionary support / Short-term benefit advance

Disability Living Allowance

Employment and Support Allowance

Jobseeker’s Allowance

Personal Independence Payment

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Select a language

Help to Buy mortgage guarantee scheme

Change of circumstances

Mortgage payments

Problems paying your mortgage

Forbearance agreement

Repossessing your home

More information about your mortgage

More useful links

More useful links

Help improve this page - send your feedback

Messages

What to do next

Carer's Allowance

Discretionary support / Short-term benefit advance

Disability Living Allowance

Employment and Support Allowance

Jobseeker’s Allowance

Personal Independence Payment