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    1. Home
    2. Pensions and retirement planning
    3. Retirement planning

    Opportunities in retirement

    There's a range of opportunities you can enjoy in retirement. You may have more time to do the things you've always wanted to or discover new things you enjoy.

    Contents

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    • Changes to your lifestyle
    • Volunteering opportunities
    • Become a coach or mentor
    • Learning for fun
    • Develop hobbies and interests
    • Working part-time after you retire

    Changes to your lifestyle

    Retirement is a challenging new phase in life. While it ranks high on the scale of stressful life events, it also provides the opportunity to enjoy a new lease of life. You are likely to enjoy the freedom to develop new interests but on the other hand may feel lonely, isolated and bored at times. An important step is to plan your goals and work towards them.

    If you're still working, why not ask about retirement preparation programmes, perhaps including different working options? Some employers provide a range of seminars, workshops and useful information for future reference.

    Age NI campaigns to highlight the potential of the retirement years. Age NI's handbook, 'Time for Retirement' covers finances, travel and holidays, health and community involvement.

    • Age NI

    Volunteering opportunities

    Voluntary organisations recognise that older people bring a wealth of skills and expertise to volunteering. By passing on your skills and learning you can make a difference to people’s lives. Volunteering is also a good way to make new friends and improve general levels of health and fitness.

    Find out more on the Volunteer Now(external link opens in a new window / tab)external link opens in a new window / tab website.

    Become a coach or mentor

    Older people's skills and experiences are highly valued in communities. You can put your work experience to good use by becoming a mentor or coach. In return you can develop your own inter-personal skills and stay active and involved in your community.

    • Mentoring and befriending as a volunteer

    Learning for fun

    Learning can be fun and a great way to relax and socialise. It doesn't have to be formal and you don't have to learn for a qualification. Free courses are easy to find and if you're learning just for fun, you can choose anything you find interesting – whether it's a new hobby or a subject you already know something about.

    • Learning for leisure

    Develop hobbies and interests

    If you have access to the internet, there are websites devoted to interests and hobbies, from gardening or sports, to bird watching or dancing. You may like to share your hobby with others, and it's worth thinking about joining associations like Outdoor Recreation NI.

    • Outdoor Recreation NI

    Working part-time after you retire

    Reaching State Pension age doesn't mean you have to give up work - paid or voluntary. You can choose to keep on working while taking your State Pension entitlement, or delay your claim and get paid more later on.

    • Working past State Pension age
    • Contacting 08 and 03 numbers
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    Retirement planning

    • Complaining about your pension scheme
    • Early retirement - effect on your pension
    • Find a lost pension
    • Getting credits towards your State Pension
    • Getting information and help with pensions
    • How much income will you have in retirement
    • Introduction to workplace, personal and stakeholder pensions
    • National Insurance after State Pension age
    • Opportunities in retirement
    • Planning for retirement
    • Retiring abroad
    • Voluntary National Insurance contributions: Gaps in your National Insurance record
    • Working past State Pension age
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